Split! Terms of Service

Last updated: November 30, 2025

Split!™ is a shared expense tracking application for friends, colleagues, and family to keep track of expenses, bills, and payments. Bills, IOUs, debts, and payments recorded on Split! are informal records and not legally binding contracts. We offer the Split! service "as-is" without warranty. Split!™ is continuously evolving, so some features of our mobile applications may not work exactly as planned. We may stop offering or restrict certain services or features at any time. Please be patient with us, and we'll always do our best to support you.

We will modify our Terms of Service and Privacy Policy periodically and post the most current version on our website at https://camellia.studio/terms. By continuing to use Split! after changes are posted, you agree to the updated terms.


1. Terms of Use

1.1 Who Can Use Split!

You may use our services only if you agree to these Terms of Service and to the processing of your information as described in our Privacy Policy. You may not use Split! if:

  • You are barred from receiving services under the laws of the applicable jurisdiction
  • We previously banned your account for violation of these terms
  • You are under the age of 13

1.2 Description of Service

Split!™ (the "Service") is a mobile application designed to help you track informal debts, expenses, bills, and payments by allowing users to enter notes about who they owe, who owes them, and why. The Service keeps track of the sharing calculations, provides informal sharing advice, stores this data for later use, and synchronizes information across your devices in real-time. You agree that this service is provided AS-IS and on an AS-AVAILABLE basis.

1.3 Informal Debts

The application allows users who share a group or are friends on the Service to post debts and payments as they please. These are calculated into a determination of debts by the Service. You agree that you understand these debts are not legally binding and represent informal information sharing among roommates, friends, or family. You agree that the Service cannot guarantee the accuracy of information entered by users.

1.4 Conditions of Use

You agree that you will use the Service for its intended purpose and in compliance with all applicable laws and regulations: local, state, federal, and international, as applicable. You agree not to use the Service in a fraudulent, disruptive, aggressive, manipulative manner, for money laundering, or any other inappropriate purpose.

Camellia Studios LLC reserves the right, but has no obligation, to investigate your use of the Service for compliance with appropriate use and to terminate your access to the Service, or in order to comply with law, regulation, legal process, or government request.

1.5 Rate Limiting and Abuse Prevention

To ensure fair use and prevent abuse, the Service implements rate limiting on certain operations including but not limited to expense creation, payment recording, and data exports. Excessive use that triggers rate limits or appears abusive may result in temporary restrictions or account suspension. We employ automated systems to detect suspicious patterns and reserve the right to investigate and take action on accounts flagged for potential abuse.

1.6 What You Represent

You agree to represent yourself honestly, that all information you provide is true, correct, and current to the best of your knowledge, and that you have the necessary rights, power, authority, and age to agree to these Terms and to perform the acts required of you by this agreement.


2. Warranties and Liability

2.1 No Warranty

Camellia Studios LLC does not represent that the Service is error-free, complete, or can be relied upon. THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITH NO WARRANTY OF ANY KIND, AND YOU ARE USING THE SERVICE AT YOUR OWN RISK. CAMELLIA STUDIOS LLC DISCLAIMS ANY WARRANTY, IMPLIED OR OTHERWISE, REGARDING THE SERVICE, INCLUDING WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, INCLUDING FOR SPLIT! PREMIUM.

2.2 No Liability

UNDER NO CIRCUMSTANCES WILL CAMELLIA STUDIOS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR REPRESENTATIVES BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES (INCLUDING EMOTIONAL DISTRESS) ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE, WHETHER OR NOT YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNDER NO CIRCUMSTANCES SHALL CAMELLIA STUDIOS LLC BE LIABLE TO YOU FOR ANY AMOUNT FOR SERVICES RENDERED PURSUANT TO THIS AGREEMENT.


3. Account Management

3.1 Termination and Refusal of Service

Your access to the Service may be terminated at any time, for any reason, at Camellia Studios LLC's sole discretion. This includes the right to ban any person from the Service who violates the Split! Content Standards described below.

3.2 Account Suspension and Blocking

We reserve the right to temporarily or permanently suspend or block accounts that:

  • Violate these Terms of Service
  • Engage in abusive, fraudulent, or suspicious behavior
  • Exceed rate limits repeatedly
  • Post prohibited content
  • Attempt to circumvent security measures or abuse prevention systems

Suspended or blocked accounts may lose access to all data and features. We are not obligated to provide notice before suspension or blocking, though we will make reasonable efforts to do so when appropriate.


4. User Content and Data

4.1 User Posted Content

When using Split!'s products and services, you may have the ability to post content including but not limited to: expense descriptions, payment notes, comments, group names, user profile information, group avatars, profile pictures, and expense receipts. You are solely responsible for all content that you provide, post, upload, or submit. We are not responsible for evaluating the accuracy, truthfulness, usefulness, legality, safety, morality, or applicability of any content posted by users on Split!.

Camellia Studios LLC may, in its sole discretion, reject or remove any content that violates our Content Standards or for any other reason we deem the content inappropriate. Camellia Studios LLC shall have no obligation to monitor content posted, uploaded, or submitted by a user but may do so at its sole discretion. Camellia Studios LLC is not responsible for any failure or delay in removing any such content.

4.2 Split! Content Standards

When sharing content on Split!, you may not share content that:

  1. Violates Rights: You do not have the right to share, or that is invasive of another person's right of privacy or right of publicity. You may not share content that includes personal information meant to harass, blackmail, or otherwise target another person.
  2. Is False or Misleading: Is false, misleading, or deceptive. For example, you cannot change your profile picture to misrepresent yourself as another person in a harmful way.
  3. Is Obscene or Offensive: Is obscene, harmful, abusive, or offensive. We do not allow nudity on Split!.
  4. Incites Violence or Hatred: Incites violence or hatred toward an individual or group of individuals for any reason, especially if based on race or ethnic origin, religion, nationality, disability, gender, age, veteran status, or sexual orientation/gender identity. We will not tolerate content that contains credible threats or hate speech.
  5. Is Illegal: Is illegal, such as content related to criminal activity, terrorism, obscenity, child pornography, human exploitation, gambling, drug use, firearms or ammunition, or piracy.
  6. Is Spam: Is spammy, or promotes or engages in pyramid schemes, network marketing, or referral marketing programs.
  7. Causes Harm: In Camellia Studios LLC's sole discretion, causes or exposes users or Camellia Studios LLC to real or potential harm or liability.

4.3 Data Retention

Upon account deletion, we retain your data for 30 days to allow for account recovery. After 30 days, your data is permanently deleted from our systems, except where we are required by law to retain financial transaction records (typically 7 years for tax and accounting purposes). You may contact support@camellia.studio to request immediate data deletion, subject to legal retention requirements.

4.4 Data Synchronization

The Service uses real-time data synchronization to keep your expenses, payments, and balances up-to-date across all your devices. By using the Service, you consent to this automatic synchronization. Data is stored securely on servers provided by our third-party infrastructure provider (Supabase).


5. Privacy and Security

5.1 Privacy Policy

In order to provide the services to you, we collect some of your personal information. We describe our collection and use of personal information in our Privacy Policy, available at https://camellia.studio/privacy. Please review this policy carefully. You must agree to the processing of your data as laid out in that policy in order to use our services.

5.2 Data Disclosure

You agree that Camellia Studios LLC may disclose personal information provided to us, including content of messages and data entered into the Service, if required by law or government request such as a warrant, subpoena, or court order, or as specified in the Privacy Policy.

5.3 Age Requirement

You must be 13 years or older to use this Service. This age requirement is in compliance with the Children's Online Privacy Protection Act (COPPA). If we discover that a user is under 13 years of age, we will terminate the account immediately and delete all associated data.

5.4 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for preventing unauthorized access to your account. You agree to notify us immediately at support@camellia.studio if you suspect any unauthorized use of your account.


6. Premium Subscriptions

6.1 Split! Premium Features

Some users may have access to purchasing "Split! Premium," a paid monthly or annual subscription that includes several extra features such as:

  • Receipt Uploading: Attach receipt images directly to expenses with up to 10GB of cloud storage
  • Analytics & Insights: Gain deep insights into your spending with charts, breakdowns, and detailed spending trends
  • Recurring Expenses: Automate recurring bills, subscriptions, or rent so you never forget to add them
  • Advanced Search: Filter all expenses and payments by date, amount, category, or payer for quick access
  • Data Export: Download your expenses, payments, or balances for personal records, taxes, or accounting

6.2 Pricing and Payment

Split! Premium is offered at the following prices:

  • Monthly Subscription: $4.99 USD per month
  • Annual Subscription: $39.99 USD per year

Prices may vary by country due to local taxes, regulations, currency conversion, and promotional offers. Camellia Studios LLC reserves the right to change the price and subscription benefits at its sole discretion with reasonable notice to subscribers.

6.3 Payment Processing

Payments for Split! Premium are collected and managed through the Apple App Store (for iOS users) or Google Play Store (for Android users) via RevenueCat, our subscription management provider. All payment processing, billing, and refund handling are subject to Apple's and Google's respective terms and policies.

6.4 Automatic Renewal

Split! Premium subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. Your Apple App Store or Google Play Store account will be charged for renewal within 24 hours prior to the end of the current period at the then-current subscription rate.

6.5 Cancellation

You may cancel your Split! Premium subscription at any time through your Apple App Store or Google Play Store account settings. Cancellation will take effect at the end of your current billing period. You will retain Premium access until the end of the paid period. We do not provide prorated refunds for partial subscription periods.

To cancel on iOS:

  1. Open the Settings app
  2. Tap your name at the top
  3. Tap "Subscriptions"
  4. Select Split! Premium
  5. Tap "Cancel Subscription"

To cancel on Android:

  1. Open the Google Play Store app
  2. Tap your profile icon
  3. Tap "Payments & subscriptions" → "Subscriptions"
  4. Select Split! Premium
  5. Tap "Cancel subscription"

6.6 Refunds

If you have issues with your Split! Premium subscription or would like to request a refund, please contact support@camellia.studio. Refund requests are typically handled through Apple or Google according to their refund policies. We reserve the right to offer or refuse refunds at our sole discretion. Split! Premium access may be suspended for overdue payments or chargebacks.

6.7 Changes to Premium Features

Camellia Studios LLC reserves the right to:

  • Add, modify, or remove Premium features at any time
  • Change Premium subscription pricing with reasonable advance notice to existing subscribers
  • Offer or refuse Premium subscriptions for any reason at our sole discretion
  • Modify storage limits, feature availability, or usage limits for Premium features

We will make reasonable efforts to notify Premium subscribers of material changes to features or pricing.

6.8 Receipt Storage Limits

Premium users have access to 10GB of receipt storage. Individual receipt files are limited to 10MB per file. Supported formats include JPEG, PNG, WebP, and HEIC. If you exceed your storage limit, you will need to delete existing receipts before uploading new ones. Receipt storage is subject to our Content Standards and may be reviewed for compliance.


7. Third-Party Services

7.1 Infrastructure and Service Providers

Split! uses the following third-party services to provide and enhance our Service:

  • Supabase: Backend infrastructure, database, authentication, and cloud storage
  • RevenueCat: Subscription management and payment processing
  • Resend: Email delivery service for account notifications and support communications

By using Split!, you acknowledge that your data may be processed by these third-party providers in accordance with their respective privacy policies and terms of service. We select providers that maintain high security and privacy standards, but we are not responsible for their actions or policies.

7.2 No External Payment Integrations

Unlike some expense-splitting applications, Split! does not integrate with external payment services such as PayPal, Venmo, or other peer-to-peer payment platforms. The Service is designed solely for tracking and recording expenses and payments, not for facilitating actual money transfers. Users are responsible for settling debts through their preferred payment methods outside of the Split! application.


8. Intellectual Property

8.1 Trademark

Split!™ is a trademark of Camellia Studios LLC. All rights reserved. You may not use the Split! name, logo, or branding without our express written permission.

8.2 Service Ownership

The Service, including all software, designs, graphics, text, and other content (excluding user-generated content), is owned by Camellia Studios LLC and is protected by copyright, trademark, and other intellectual property laws.

8.3 User Content License

By posting content to Split!, you grant Camellia Studios LLC a non-exclusive, worldwide, royalty-free license to use, store, display, and process your content solely for the purpose of providing and improving the Service. This license terminates when you delete your content or account, except where retention is required by law or for backup purposes during the 30-day retention period.


9. Legal Terms

9.1 Indemnification

You agree to hold Camellia Studios LLC, its officers, directors, employees, agents, and representatives harmless and indemnify Camellia Studios LLC from any third-party claim arising from or in any way related to your use of the Service, including liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgments, litigation costs, and attorney fees of every kind and nature.

9.2 Modifications to the Agreement

You agree that Camellia Studios LLC may modify this agreement at any time by posting a new agreement at https://camellia.studio/terms. The updated terms will be effective immediately upon posting. Your continued use of the Service after changes are posted constitutes acceptance of the modified terms. We will make reasonable efforts to notify users of material changes via email or in-app notification.

9.3 Severability

If any part of this agreement is held to be invalid or unenforceable, the provision shall be deemed to be superseded by a valid, enforceable provision that most closely matches the intent of the original provision, and all other parts of the agreement shall remain in full force and effect.

9.4 No Waiver

You agree that the failure of Camellia Studios LLC to exercise or enforce any right or provision of this agreement does not constitute a waiver of such right or provision.

9.5 Jurisdiction and Governing Law

This agreement and your use of the Service shall be governed by and construed in accordance with the laws of the State of Wyoming, United States of America, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within Wyoming for the resolution of any disputes arising from or relating to this agreement or your use of the Service.

9.6 Dispute Resolution

Any disputes arising from this agreement or your use of the Service shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved in the state or federal courts located in Wyoming.

9.7 Entire Agreement

These Terms of Service, together with our Privacy Policy, comprise the entire agreement between you and Camellia Studios LLC with respect to the use of Split! and supersede all prior agreements and understandings, whether written or oral.

9.8 Assignment

You may not assign or transfer your rights or obligations under this agreement without our prior written consent. Camellia Studios LLC may assign or transfer its rights and obligations under this agreement without restriction.

9.9 Survival

Sections of this agreement that by their nature should survive termination of your account or this agreement shall survive, including but not limited to: warranties, liability limitations, indemnification, governing law, and dispute resolution provisions.


10. Contact Information

If you have any questions about these Terms of Service, please contact us:

Camellia Studios LLC

5830 E 2nd St, Ste 7000 #25591

Casper, Wyoming 82609

United States of America

Email: support@camellia.studio

Website: https://camellia.studio


11. App Store and Google Play Terms

11.1 Platform Compliance

Your use of Split! through the Apple App Store or Google Play Store is also subject to Apple's and Google's respective terms of service and policies. In the event of any conflict between these Terms and the platform terms, the platform terms shall control with respect to your use of the platform.

11.2 Platform Fees

You acknowledge that Apple and Google charge fees for in-app purchases and subscriptions, and that these fees are included in the subscription prices listed in Section 6.2.

11.3 Platform Refunds

Refund requests for Split! Premium subscriptions must be directed to Apple or Google according to their refund policies. Camellia Studios LLC does not have direct control over platform-managed refunds but will cooperate with reasonable refund requests as outlined in Section 6.6.


12. Acknowledgment and Acceptance

BY CREATING AN ACCOUNT, ACCESSING, OR USING SPLIT!, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND OUR PRIVACY POLICY. IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT USE THE SERVICE.


These Terms of Service are effective as of November 30, 2025.